Cyberinsurance Policy: Rethinking Risk in an Age of Ransomware, Computer Fraud, Data Breaches, and Cyberattacks by Josephine Wolff, Josephine Wolff
- Cyberinsurance Policy: Rethinking Risk in an Age of Ransomware, Computer Fraud, Data Breaches, and Cyberattacks
- Josephine Wolff, Josephine Wolff
- Page: 296
- Format: pdf, ePub, mobi, fb2
- ISBN: 9780262544184
- Publisher: MIT Press
Books in pdf to download Cyberinsurance Policy: Rethinking Risk in an Age of Ransomware, Computer Fraud, Data Breaches, and Cyberattacks FB2 9780262544184 by Josephine Wolff, Josephine Wolff
Why cyberinsurance has not improved cybersecurity and what governments can do to make it a more effective tool for cyber risk management. As cybersecurity incidents—ranging from data breaches and denial-of-service attacks to computer fraud and ransomware—become more common, a cyberinsurance industry has emerged to provide coverage for any resulting liability, business interruption, extortion payments, regulatory fines, or repairs. In this book, Josephine Wolff offers the first comprehensive history of cyberinsurance, from the early “Internet Security Liability” policies in the late 1990s to the expansive coverage offered today. Drawing on legal records, government reports, cyberinsurance policies, and interviews with regulators and insurers, Wolff finds that cyberinsurance has not improved cybersecurity or reduced cyber risks. Wolff examines the development of cyberinsurance, comparing it to other insurance sectors, including car and flood insurance; explores legal disputes between insurers and policyholders about whether cyber-related losses were covered under policies designed for liability, crime, or property and casualty losses; and traces the trend toward standalone cyberinsurance policies and government efforts to regulate and promote the industry. Cyberinsurance, she argues, is ineffective at curbing cybersecurity losses because it normalizes the payment of online ransoms, whereas the goal of cybersecurity is the opposite—to disincentivize such payments to make ransomware less profitable. An industry built on modeling risk has found itself confronted by new technologies before the risks posed by those technologies can be fully understood.
New perspectives on how cyber risk can power performance
Ponemon Institute, 2015 cost of data breach study: Global analysis, May 2015; The user is logging in from a company computer from his office during his.
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Perspectives on transforming cybersecurity - McKinsey
are from the 2015 McKinsey Cyber Risk Maturity Survey. 2 Grand theft data, Intel Security, 2015, mcafee.com. leaders may balk when a data breach occurs.
Cyberinsurance Policy - Josephine Wolff (Paperback)
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The Cybersecurity Summer Institute | School of Public Policy
Cyberinsurance Policy: Rethinking Risk in an Age of Ransomware, Computer Fraud, Data Breaches, and Cyberattacks will be published by MIT Press in 2022.
Used Computer security Books - Alibris (page 16)
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Cyber attacks are now commonplace. Ransomware attacks, in particular, have skyrocketed in frequency and size. High-profile data breaches have cost
Cyberinsurance Policy: Rethinking Risk in an Age of Ransomware
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